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Can You Really Find Free Prepaid Credit Cards?
Looking for one of the few truly free prepaid credit cards on the market? You’re not alone. If you’re wondering if they exist and where you can find them, read on…

Free prepaid credit cards – they really are the holy grail of the prepaid credit card world. The question is… do they actually exist? Before you go buying into the first free prepaid card you see, there are some things you need to know.
Some Cards Really Are Free

Even though some people say that there is no such thing as a prepaid credit card without a price attached, it’s not always true. There are indeed some prepaid credit cards that are free, as long as you’re willing to jump through a few hoops.

If you’re willing to have your paychecks deposited onto the card via direct deposit or you’re willing meet other necessary requirements, there are some cards you can obtain without a fee.
What Exactly Is Free?

Now that you know there are indeed free prepaid credit cards out there for the taking, you need to ask yourself exactly what you mean by “free”. Some people think a free prepaid credit card is one that doesn’t charge up-front for activation while others want a card that doesn’t charge a monthly maintenance fee.

Finding out whether or not a card is free means understanding all of the charges that could possibly be involved with the card, and seeing if any of them apply to the one that interests you.

When dealing with free prepaid credit cards, you will run into three types of costs – an activation fee, a monthly maintenance fee and a per-transaction fee. A card may offer one of these items for free, but usually won’t waive all three.
What to Look For

When you do find one of the few free prepaid credit cards out there, make sure you look closely at the terms and conditions of the card. You don’t want to load the card only to find out they’ve charged you a $10 maintenance fee the next month.

Remember, as I stated above, just because the card doesn’t cost you up-front for activation, it doesn’t mean it won’t cost you later on. The only way to know for sure exactly what you’ll be responsible for is to read the fine print in the terms and conditions.

The Terms and Conditions of the credit card agreement is where you will see if the card you’re looking at is truly one of the free prepaid credit cards out there, or if it’s just another card with hidden fees and charges waiting to milk you of your hard-earned cash.